One creates ownership and then does egoism towards it, that is why suffering arises. No one is a boss/owner of anyone. Whose things and whose goods? However many fishes one catches from the sea, they are his. After he catches them, he gives rise to its ownership, he creates a liability for it.

What grave liability one incurs when one calls a virtuous woman, a whore! It will ruin his countless lives to come. There is no liability if one calls a whore a virtuous woman!

A king will say 'I killed thousands of people'. He is simply doing egoism; he is taking pleasure in taking credit of doership (garva ras). They were killed by those who were on the battle field. Why does the king needlessly take on the liability [of new karmic causes]? In doing so, those who did the killing are set free. The rule is that the liability falls upon the one doing egosim [of doerhip].

Love is your greatest asset, fear is your greatest liability, and joy is your greatest reward.